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Product update

Streamlined Multi-Currency Accounts

Open EUR, GBP, and USD wallets in seconds and move money globally at interbank rates. No more waiting on bank paperwork or paying hidden FX spreads.

Streamlined Multi-Currency Accounts
Written by:

Aspect Product Team

Published:

Jul 18, 2025

3–4 minute read

Why This Matters

Managing balances across currencies normally means juggling multiple bank portals, delays, and painful FX fees. We wanted to make “open account → move money” feel instant—and transparent.

What We Shipped

  • Instant wallets in EUR, GBP, and USD (more coming).
  • Interbank FX rates with a small, visible markup—no surprises.
  • Unified ledger: every currency shows up in one dashboard with real-time balances.
  • Rule-based sweeps between currencies (e.g., keep €50k buffer, convert excess to USD).

How It Works

  1. Click “Create Wallet” → choose currency.
  2. Get account details (IBAN, sort code, routing number) immediately.
  3. Receive/send funds like any domestic account.
  4. Convert on demand or via automated rules.

Tip: Set alerts for when your EUR balance crosses a threshold so you auto-convert to USD and lock in target rates.

Pricing & Limits

  • No monthly fee for wallets.
  • FX: transparent spread shown before you confirm.
  • Tiered volume discounts for high-frequency treasury moves.

What’s Next

  • JPY, AUD, and CAD wallets.
  • Bulk FX orders and time-weighted average price (TWAP) execution.
  • API endpoints to open/close wallets programmatically.

Need a currency we don’t support yet? Let us know.